FAQ
frequently asked questions
How much do you charge for an appointment?
Portland Medicare Broker does not charge anything. Whether it is just to meet to discuss medicare or to pick your plans there is no cost.
If you don’t charge me anything how do you get paid?
Portland Medicare Broker gets paid by the insurance company. This is a set fee included in all insurance plans whether you use a licensed producer or not. You might as well use our no cost service.
What is the difference between a medicare broker and a captive agent?
A captive agent is assigned to only one insurance company. While a broker like us is not. We offer a variety of Insurance companies. This allows us to help people without having a bias opinion.
What are the eligibility requirements for Medicare Insurance? – Who Qualifies for Medicare?
Your 65 or older
You qualify for Medicare if:
- You are a U.S. citizen or a permanent legal resident who has lived in the United States for at least five years and
- You are receiving Social Security or railroad retirement benefits or have worked long enough to be eligible for those benefits but are not yet collecting them.
- You or your spouse is a government employee or retiree who has not paid into Social Security but has paid Medicare payroll taxes while working.
Retrieved from AARP.org
I have heard you can get Medicare before you turn 65. Is this true?
YES!
You qualify for full Medicare benefits under age 65 if:
- You have been entitled to Social Security disability benefits for at least 24 months (that need not be consecutive); or
- You receive a disability pension from the Railroad Retirement Board and meet certain conditions; or
- You have Lou Gehrig’s disease, also known as amyotrophic lateral sclerosis (ALS), which qualifies you immediately; or
- You have permanent kidney failure requiring regular dialysis or a kidney transplant — and you or your spouse has paid Social Security taxes for a specified period, depending on your age.
Retrieved from AARP.org
